The Self-Employment Social Security Scheme was introduced to provide protection for individuals who are self-employed under the provisions of the Self-Employment Social Security Act 2017.
In the beginning, this scheme is compulsory for the self-employed in the Passenger Transportation Sector which are taxi, e-hailing and bus drivers under the provisions of the Self-Employment Social Security Act 2017, which took effect on 1 June 2017.
Effective from 1 January 2020, the coverage of the scheme was extended to 19 other sectors, making it 20 sectors covered by the scheme.
The coverage for self-employed individuals contributing to the scheme starts from the date and time the contribution is paid and recognised on the contribution payment receipt.
Passenger Transportation Sector
Good or Food Transport
Beauty and Healthcare
This Scheme provides protection for self-employed insured persons against employment injuries including occupational diseases and accidents during work-related activities. Self-employment injury means personal injury to self-employed insured person caused by an accident or an occupational disease arising out of and in the course of his or her self-employment activity including while travelling for the purpose of his or her self-employment activity.
Occupational disease is a disease caused by or arising from any occupation specified in the Fifth Schedule of the Employees’ Social Security Act 1969. This scheme provides cash benefits to the insured persons and their dependants besides medical treatment, physical rehabilitation and vocational training.
Benefits provided by PERKESO :
Funeral Benefit will be paid to the eligible person if the self-employed insured person dies as a result of self-employment injury or while receiving periodical Permanent Disablement Benefit. The amount paid will be the actual amount incurred or RM 2,000 whichever is lower.
This benefit is in the form of loans that may be provided to a dependant child/children of self-employed insured person who dies as a result of self-employment injury or while receiving periodical payments of Permanent Disablement Benefit.
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